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fire-calculator
Your Numbers
$80,000
$48,000
$25,000
7%
30 yrs
Savings Rate40.0%
Saving $32,000/yr💪 Great rate
$1.20M
FIRE Number
25× annual expenses
19
Years to FIRE
Retire at age 49
Year 1
Coast FIRE
Can stop extra savings
$32,000
Annual Savings
$2,666.667/month
Portfolio Growth Over Time
Portfolio
FIRE point
-- FIRE target
FIRE Variants — Your Numbers
Lean FIRE
$40k/yr lifestyle
$960,000
Year 16 · Age 46
Regular FIRE
4% rule
$1.20M
Year 19 · Age 49
Fat FIRE
$100k+/yr lifestyle
$1.58M
Year 22 · Age 52
📌 Based on the 4% safe withdrawal rule (Bengen 1994). Returns are real (inflation-adjusted) by default. Past market performance does not guarantee future results. This is not financial advice.